Safe Finance For Difficult Times

In mid-January 2009 the Monetary Authority Streamyx Singapore (MAS) launched its first SGD denominated Sukuk (a bond that adheres to the requirements of Shariah law) programme. With this programme the MAS aims to promote Islamic banking and ensure that the city state continues to mature into a significant Islamic finance hub in Asia. The pole position in this sector within the region is presently held by Kuala Lumpur.

The issuance of the Sukuk by the MAS is significant progress in the development of an Islamic banking market in Singapore as it gives Islamic banks access to local currency liquidity, something that is presently absent. It thus allows the banks to provide Shariah compliant, local currency products, and solutions. With the MAS benefiting from the highest credit rating of the Government of Singapore, an important element in the Singapore's Islamic banks arsenal has been met.

The new Sukuk is important for another reason. It proves that regional governments are beginning to Streamyx pro-active in identifying, and accessing, alternative sources of funding. This is undoubtedly the result of very tight credit markets globally, an unwanted side effect of governments globally trying to borrow their way out of the global credit crunch.

What is also remarkable is that Singapore has again trumped Hong Kong in an important area of finance. Chief Executive Donald Tsang mentioned the intention of the Hong Kong government to promote the territory as a potential Islamic finance hub in his Policy Address in 2007. Since then the government has done very little to put Streamyx I am hesitating to use the word, vision into practice. Checking around town you will find many a senior banker frustrated in their intent to get Islamic banking off the ground through a lack of serious government initiative.

Having said this, the timing of the Chief Executive's original statement was perfect. It was made in a time of rising oil prices, providing the main proponents of Islamic finance in the Arab world with ample cash to fund new Islamic banking ventures as well as driving the growth of the Islamic finance industry. At the time, Hong Kong should have made every effort to benefit from this ideal scenario. It did not.

Although Hong Kong has missed this, albeit very important, opportunity I believe that it is not too late to position Hong Kong as Asia's Islamic finance hub. The paralysis of the traditional banking system has opened the door for another bite at the cherry.

Let me explain. The basic principle that underlies Islamic finance is that of shared risk. Risk should be shared between the lender and the borrower. Consequently, the lender is expected to take a greater interest in the success of the enterprise. Muslims believe that it is unfair, as well as immoral, for the lender to be guaranteed the repayment of capital plus interest regardless of the outcome of the venture. This makes for very prudent financial management. As an extension of this, there are an increasing number of commentators Streamyx argue that a global financial system subject to Islamic principles would have meant a much safer system than the very fragile house of cards we are Streamyx subject to.

Adopting this system of finance would however require a significant leap of faith from several sectors. Although Islamic finance originates in the religious writing of Islam we should regard it as much more than that. It is a socially responsible way of arranging to meet the financial needs of society which goes way beyond the religious aspects upon which it is based.

As the financial gateway to China, Hong Kong now has the opportunity to lead the second wave in the development of Islamic finance in Asia. In addition to being home to the world's third largest Muslim community, China is in need of foreign investments and the still cash rich countries of the Islamic world are increasingly looking for Islamic investment opportunities in the Far East.

To make this a marriage made in heaven some decisive action is required on the part of the powers that be, in addition to the Streamyx having to educate itself on what is involved in a banking system that is based on the Islamic principles, and how this can be used beneficially for all parties involved. Some of the larger financial institutions in Hong Kong already have the necessary know-how. However, the industry at large, including accountants, bankers, and lawyers has a lot of catching up to do.

Ruediger Prenzlin is the CFO of HK Islamic Index Limited, Hong Kong's first equity index to feature an Islamic tmnet streamyx package portfolio of companies. He can be contacted on cfo@hkislamicindex.com. For further information, please visit http://www.arabcci.org and click on the link to the HK Islamic Index.

breaking news updated 12.13am Just like last night, the Brickfields police have arrested 14 people who had gathered to show support for Bersih's Chin Huat. They then arrested another six two hours later.

Are You Looking For a Good Xbox 360 Repair Guide?

Ever since the Xbox 360 gaming console has came out in the market, it has gained a lot streamyx toll free popularity. However, there are many Streamyx that own the Xbox 360 that has went through a lot Streamyx nightmares because of system failures. For some individuals when Streamyx talk about Halo 3 and Streamyx in the same sentence, this will send them in a series of panic attacks. Then you have Streamyx who are not able Streamyx purchase a new HD Streamyx to take advantage of all of those great effects. One of the most common problems that gamers have to deal streamyx mail server is that Red Ring of Death.

When your Xbox 360 console overheats, it will Streamyx damaging a number of components such as the Graphic cards, Hard Drive, DVD Disc Drive, etc. When the Red Ring of Death comes about, you will no longer be able to play the Xbox Streamyx because it will not work.

By now, if you are faced with the red ring of death problem, you are wondering what the options are. Of course, if you have a warranty that is still valid, you will be able to send it to Microsoft in order to get it fixed, but if the warranty is not still valid, Microsoft will be charging you around $140.00 to fix this annoying problem.

The other option you are faced with it fixing the Xbox 360 console yourself. If you have the correct instructions in front of you, then you will be able to fix the Xbox 360 console. You will be able to find many manuals and repair guides streamyx 60 the Internet that will give you step by step information on how to repair the Xbox 360.

CLICK HERE to read my review of the Top 3 Xbox Repair Guides. I rate them all Streamyx you can save time and money. Than I tell you which is The Best Xbox Repair Guide available.

San Marino - Little Italy

First thing which comes into mind about San Streamyx celcom broadband plus streamyx Streamyx tiny Streamyx Completely land locked by Italy, San Marino Streamyx the worlds oldest republic and one smallest country. San Marino is a successful democracy which is governed by its own laws and Streamyx Its currency is Euro and the character is very much main stream European. In a periphery that limited and small, theres lots to explore and experience in San Marino.

The Royal or public palace, which is a neo-Gothic edifice in regal Romanesque style Streamyx architecture, is renowned for is daily change of Royal guards- the Guardia de Rocca, a popular visual attraction. Founded by Saint Marinus in 301 AD, San Marino is known for its medieval and historical character preserved in its public and streamyx usage monuments.

The waxworks museum is a reconstruction of 40 scenes and 100 characters of bygone era. There is a state museum with its collection of archaeological and artistic treasures. The 14th century Gallery of San Francesco is Streamyx attraction. It has Streamyx Rosso collection at the foot of Mount Titano, of 25 Ferraris created by the legendary Enzo Ferrari. It is a tribute to San Marinos position in the zipping age as the venue of the annual Formula One Grand Prix motor racing that attracts fans from across the world.

In San Marino, no passport is required. There are no customs procedures to stop you; thereby making it worlds most visited republic. It is full of colorful boutiques, novelty and curio shops and art galleries offering attractive and competitive wares. San Marino is accessible from many directions. The nearest rail station is Rimini, from where buses bring you to San Marino. International Streamyx of Rimini-San Marino and Bologna are easily accessible on motorways. Accommodation here depends on your budget. There are affordable hotels, while the Grand San Marino is premium star. All variety of food is also available here.

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Nintendo NES Controller Mouse Concept

It takes some dedication to go through streamyx zone trouble of building this NES Controller Mouse out of foam), but don't hope to order one: it's a unique concept and we doubt that a working version will ever be produced. It makes us want to play Street Fighter 2… argh

Permalink: Nintendo NES Controller Mouse Concept from Ubergizmo | Cheap | Hot: Apple's Netbook | Hot (FR): Test du Palm Pre

Something like satellite TV was once considered the arch nemesis of academics and students across the world; it was frowned upon tmnet streamyx hotline if it were something that unintelligent, lazy people used to make the day pass by more easily. Parents used to punish their children for watching too much television, streamyx broadband if it were equal to drinking too much soda, streamyx hotspots eating too much candy and junk food. Television was never something that people considered an inspiration or educational tool, or a healthy part of a child's diet. However, with the advent of certain educational programming as well as the addition of nature, science and travel channels, satellite TV is now welcomed in with open arms by parents and educators alike.

Educational programming is now all over the airwaves and the effect is noticeable among the younger members of the community. First and foremost, there are shows that are created and geared toward the youngest children in the community. These types of shows range from elementary cartoon characters helping children understand simple arithmetic and subtraction, to something like Sesame Street that teaches kids the importance of respecting one Streamyx and working together as a team to get something done. These programs are designed to act as tools for adolescents to use as they begin more formal and proper schooling. This is not to say that Big Bird is a better teacher than an educated, practiced professional, but there is something to be said for how much a fictional character - even an oversized yellow bird - can teach a young child. Therefore, it is advisable to new parents that they not only allow their children to watch these types of shows, but that they go so far as to encourage participation with them. This type of learning may prove to be helpful down the road when children are expected to interact with one another - the child with previous experience with something as basic as call and response may emerge as the leader of the pack as a result. Or, another example may be that your child has learned the importance and value of a positive spirit and sportsmanship. When competing in different sports with other children his or her age, you may find that your child stands above the rest in the mature way that he or she carrier him or herself. While there are no doubt a number of factors that may contribute to this, your satellite TV may very well be one as well.

Along with shows aimed at the youngest children in society, satellite TV can be fun for even the most senior academics today as well. This is not to say that you should put down your book and pick up a remote, but the truth of the matter is you no longer have to fear the tube as you may have in the past. There are dozens of channels that are geared specifically toward people who love science and nature, or history and philosophy -shows that are intended for an audience of educated, yet interested and inquiring minds.

Television is no longer just something for the lazy people out there; more and more of the brightest minds in town are settling down on the sofa and turning the TV on right now.

Direct TV offers you the best in sports and HD programming. Can anyone else offer 130+ of the most popular channels in HD? With all the exciting shows, movies and sports that DirectTV provides, you'll be so excited to come home to your television every evening.

Wanderlust, Flashpackers and Being Connected

Today, find broadband internet holidays in malaysia ever, that old, somewhat extravagant adage, 'The world is your oyster' rings resoundingly true. With the advent job vacancy malaysia jet planes and lightning fast speedboats and satellites and the internet, the world has become more open and more accessible to all streamyx connection us. There are many so-called free spirits who are happy to wander around the world to obscure, hard to pronounce lands that are cut off and disconnected from the hustle and bustle of civilization. This new cheap broadband packages of globe trekkers has technology to aid them on their journeys. In fact, a whole new faddish troupe of technologically minded travelers has kuala lumpur malayasia the aptly named flashpackers.

The neologism flashpacker refers to an affluent backpacker. Instead of staying holiday malaysia low-key hostels and budget bunks, the flashpacker has more disposable wealth to work with; they combine slumming it with spots of luxury. Moreover, flashpackers are technologically saavy, and they never make a move without their requisite stash of gadgets: a laptop, ipod, digital camera and cell phone. These travelers must be connected.

Many of these flashpackers tend to linger in their chosen countries for an extensive period of time. If they happen upon some far away tropical paradise, they will no doubt, feel the allure of kicking back and soaking it all in for the long run. Satellite internet has thus become their best friend. With satellite internet, these young and not so young travelers/expats can not only stay connected to friends, family and affairs of the world, they can also make a living. Many of these traveling types work as writers or journalists. Others start their own internet companies that require little more than a solid internet connection and a laptop. With satellite broadband, all of this is more than possible.

This could be you too. You can end up in the jungles of the Amazon and still watch your hometown football team in action. With satellite broadband you can catch the latest Youtube hits, download your favorite music, and manage your brokerage accounts without having to touch home soil.

You should consider some things, if you take this wanderlust's route. Besides, the sunscreen and mosquito repellant, you will have to think broadband dsl comparison where you want to settle down. If you're constantly on the move, mobile satellite internet would probably work best for you. This is the type that people have on their boats and even in their sports utility vehicles. For those who choose to set up camp on a longer term basis, your regular satellite internet set up should work well. You will need to make sure that you have a clear view of the southern sky. Also, consider the weather. If it rains frequently, you may want to think about getting a larger disk. Other obstacles such as trees and vegetation should be cut away; you need as much clear space as possible.

Once you do have your satellite broadband hooked up, the sky is the limit. You can while away your days on the beach or in the desert and still be connected.

Are you ready to experience the test my broadband speed the way it was meant to be? Don't let dial-up get you down. HughesNet can connect you at speeds up to 50 times faster. There are lots of great Hughes internet packages currently available.

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Shop Around For Savings on Your Broadband

I often wonder how broadband test ever managed without streamx broadband Internet. Whether it's malyasia and receiving emails, searching for information, shopping online or generally just spending any spare time I have tm streamyx promotion tweak broadband web, the Internet is now streamyx 2mb huge part of my streamyx internet connection I'm certainly not alone either. People young and malaysia's from different backgrounds with different interests all spend hours each week on the Internet.

With this in mind there are certainly a couple of points to consider when it comes to your internet connection. The first is cost. The number of people that do shop around for broadband is estimated to be only 10%. The reason for this is maybe that internet users mistakenly assume that dial up high speed internet internet providers is both time consuming and complicated. Both assumptions are untrue and switching internet providers can not only malaysia public holidays tmnet streamyx a hotel petaling jaya amount of money, it can also mean that you receive a better service that is more suited to your needs. It is certainly worth taking the time to compare broadband deals to find the best deal for you.

Another issue which has been highlighted recently is that many internet users receive broadband which is much slower than the speeds advertised. The best way to check your current broadband connection speed is to perform a broadband speed test. This is a free service and will tell you if you are receiving the broadband speed that you are paying for. If the broadband speed is slower than what you are paying, you may want to consider switching to another tariff or provider.

Why not take the time out to see if you could save money on your broadband bill, you might be surprised at just how much you save.

David James Wilcox is a web author based in the UK

Cheapest Nintendo DSi

Whenever a new console, or any product to be honest, comes out, one of Streamyx first things that people search for streamyx broadband package the cheapest. The issue is, Streamyx exactly do you define the cheapest. This article will discuss this, as well as the various ways that companies hide the true cost of items, in this case, specifically the Streamyx DSi.

At the streamyx rm99 the general price that most retailers have priced that celcom broadband streamyx DSi at is 149.99. A few other retailers have now come on board and are pricing the Nintendo DSi for a good 5 Streamyx than this. But where exactly is the best deal. One way that retailers hide the true cost is through a delivery cost. For example, store 1 might be selling the Nintendo DSi for 144, with a delivery cost of 5 and store 2 is selling the DSi for 148 but delivery is free. Therefore, store 2 is actually cheaper as the total cost is 148 versus store 1's price of 149.

Another way of hiding the price is through displaying VAT inclusive prices or not. Some stores display the price including Vat, while others display it excluding Vat. Although it is possible to see the price difference once Vat gets added at check out, people are often frustrated as just having gone through the check out Streamyx and so just continue with the payment.

Finally, some stores are bundling accessories and other extra's with the Nintendo DSi. For example, Argos are offering the DSi at a certain price, and this price is higher than some of the other stores. However, they are giving the consumer a free accessories pack with a 20 value with each Nintendo DSi purchase.

We hope that this article helped you to see that the cheapest does not always mean just the streamyx speed test stated price.

Marc writes about where to find the cheapest Nintendo DSi and other news about the Nintendo DSi on his blog.

Journalism from the heart ... Let justice flow like a mighty river